避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法
No one is talking about Defi be the first to start the conversation.
Do you think Defi is a scam project which will disappear in a rug pull in the next few months or do you think Defi is here to stay?
And more importantly let us know your experience and warn others if you have noticed something suspicious.
What is DeFi?
Imagine a global, open alternative to every financial service you use today, accessible with little more than a smartphone and internet connection. That is DeFi, short for Decentralized Finance, or in other words, it’s the notion that crypto entrepreneurs can recreate the traditional financial instruments in a decentralized way, outside of companies and governments control.
The most popular DeFi applications are running on the Ethereum blockchain. Projects like Aave, Compound, MakerDAO, Uniswap, Curve and many others are already having great products with 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 great usability which can already be used by the masses. You can check by yourself how much money is being locked in Ethereum’s DeFi (and not only) by checking DeFiLlama’s website.
What can you do when interacting with DeFi?
Borrowing and 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 Lending
To put it simply, with Lending you can lend your cryptocurrencies in exchange of an interest which can range significantly from 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 product to product or from a chain to another chain.
Let’s take for example Anchor Protocol which is a DeFi product built on Terra Luna’s blockchain. On Anchor Protocol you can lend out your UST stablecoin for an average annual percentage yield of 19%. In comparison with Anchor Protocol, if we take 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 for example Aave’s lending product you will find a really big difference between these two products because Aave is only offering around 2.5% annual percentage yield when lending out your USDC stable coin.
When it comes to Borrowing, let’s say you found a great project you would love to invest into, 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 but you do not have any money left for investing. For the purpose of this example let’s say that you also have 0.2 BTC staying in your cold wallet without using it in any way, so you decide to borrow some USDC stablecoins and put as collateral your 0.2 BTC.
A few things I find amazing when it comes to Borrowing & Lending is that the middleman is non-existent since the smart contract covers its place and there is no need for a KYC.
Automated Token Exchanges
Decentralized Exchanges like Uniswap on Ethereum, 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 MaiarDEX on Elrond or Serum on Solana are only a few of the applications which can help us on exchanging a 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 cryptocurrency for another in a decentralized way.
There is a difference between a decentralized and a centralized exchange. Binance or FTX are both centralized exchanges which are storing your cryptocurrencies for you and hold your private keys for safekeeping, while the decentralized 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 exchange is not holding any of your assets in their custody. Before making the actual swap from a cryptocurrency to another on a decentralized application, you have to connect a hot wallet like Metamask, Maiar or Phantom wallet.
Other DeFi segments
With Prediction 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 Market Protocols like Augur or Guesser you can vote on the outcome of events by attaching a value to your vote. The Prediction Market Segment is nascent, but it is offering a view into a future where users can make better predictions by tapping into the wisdom of the crowd.
With the 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 help of Synthetic Assets, users are able to create and exchange synthetic assets like traditional FIAT currencies, cryptocurrencies, gold, silver and many more. One of the most popular projects in this field is Synthetix.
Conclusion
This is only a short introduction in DeFi. Since we are in an incipient phase of DeFi, a lot of scams, smart contract exploits and many more negative 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 things are happening in this field as we speak.
Before making any type of investment in the Decentralized Finance field, we kindly advise you to do your own diligence on the project you are looking at, and also at the risks of 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 DeFi – impermanent loss, collateral liquidation, you name it.
Translation 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 of défi – French-English dictionary
Translation of défi | PASSWORD French-English Dictionary
(Translation of défi from the PASSWORD French-English Dictionary © 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 2014 K Dictionaries Ltd)
Examples of défi
We are facing an enormous challenge to the future of life itself and the dangers inherent in that leave no room for omissions, negligence and compromise.
Nous nous trouvons en face d'un immense défi pour l'avenir même de la vie et les risques 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 qui se profilent ne permettent ni négligences, ni carences ou concessions.
We are facing an enormous challenge to the future of 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 life itself and the dangers inherent in that leave no room for omissions, negligence and compromise.
It is a positive development in which there is the great challenge of ensuring that environmental aid does not just become a kind of window-dressing, protecting traditional monetary flows.
Le grand défi à relever, et c'est une évolution positive, consiste à s'assurer que l'aide 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 à l'environnement ne devienne pas un simple paravent dissimulant 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 le traditionnel flot de dépenses.
It is a positive development in 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 which there is the great challenge of ensuring that environmental aid does not just become a kind of window-dressing, protecting traditional monetary flows.
On the contrary, we must show that we are equal to the challenge of biotechnology and that we dare to make a start on it through appropriate legislation.
Au 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 contraire, nous devons démontrer que nous sommes en mesure de relever le défi de la biotechnologie et d'en faire usage avec la législation adaptée.
On the contrary, we must show 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 that we are equal to the challenge of biotechnology and that 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 we dare to make a start on it through appropriate legislation.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
DeFi新高，新一轮盛宴要来了？
近90日DeFi 总锁仓量走势图
DappRadar数据还显示，2020年以太坊新增 DeFi DApp 达106个，占当年总新增的44.54%；以太坊以外 DeFi DApp 新增132个，占总新增的55.46%。
不过，DeFi爆发之下，似乎很像一个纷乱的战国时代。这些 DeFi 项目里锁着数百亿美元的虚拟货币资产，对于黑客而言，无疑是令其趋之若鹜的一块肥肉。
据《派盾2020年年度数字货币反洗钱报告》显示，DeFi攻击事件达到60起，损失逾2.5亿美元。其中，有⾄少10起为闪电贷攻击，包括bZx、Balancer、Harvest、Akropolis、CheeseBank、ValueDeFi和OriginProtocol等多个DeFi项目遭到攻击，至少5起为重入攻击，包括Uniswap、Lendf.Me、Sushiswap、Akropolis、OriginProtocol。其中，2020年10月 DeFi 攻击损失达到 3380 万美元，为全年 DeFi 攻击造成损失最多的一个月；11月， DeFi 攻击达到 10起，为全年攻击频率最高的一个月。
2020年 DeFi 安全事件及损失统计
由此可见，当下DeFi项目如履薄冰。鉴于目前DeFi安全形势，派盾建议，一方面，在上线之前要进行全面而专业的智能合约安全审计，排查已知的各类漏洞；另一方面，要注意排查与其他 DeFi 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 产品进行组合时的业务逻辑漏洞，避免出现跨合约的逻辑兼容性漏洞。
以太坊独一档，后来者趋之若鹜
币安方面，2020年9月币安智能链（BSC）正式上线，随后宣布提供 1 亿美元的资金支持开发者，截至2021年1月12日，当前有100多个项目使用币安智能链，包括流动性挖矿 Swap、钱包、NFT、预言机、去中心化身份、支付等。
火币方面，2020 年 12 月 21 日火币生态链Heco正式上线，还成立了Heco生态专项基金，重点扶持火币生态平台上的DEX、借贷、预言机、跨链解决方案、保险等优质项目。
分析人士认为，以太坊作为智能合约平台的领先地位当前很难撼动，而由于以太坊 Gas 避免因去中心化金融（DeFi）詐騙而損失資金的六種不同方法 费不断上涨，DeFi 向外延伸已成必然。同时，以太坊2.0为其带来了新的突破点与无限的想象空间。
“DeFi已经形成了丰富的行业生态，并将在未来对旧有的金融格局产生影响。”OKEx CEO Jay Hao发微博称，DeFi作为新生事物仍存在许多问题，如底层公链性能瓶颈导致的清算风险，项目同质化出现的逆向选择，合约漏洞造成的资产损失等。
首月迎“开门红”，基本面持续向好
DeFi代币前100总市值
今年以来UNI行情走势图